King Solomon wrote in Ecclesiastes 9:16 that wisdom is better than strength (or skill). Wisdom is the master key to every successful door in life. If truth be told, you don't really have a money problem or people problem...you just lacked the wisdom necessary to manage and influence what you already have. The thing you have to love about God is this, "if anyone lacks wisdom, let that one ask God." Today ask God to give you wisdom and revelation so that you can effectively manage the hard things of life.